Total Assets
$2.7B
Total Deposits
$2.4B
Branches
22
Established
1936
AMERICA'S FIRST is a credit union headquartered in Birmingham, Alabama, established in 1936. It holds $2.7B in total assets across 22 branch locations. In our editorial opinion, based on public FDIC/NCUA data, AMERICA'S FIRST earns a TFS Financial Health Grade of C+ (72.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.8 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching AMERICA'S FIRST?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 1200 4th Ave N | Birmingham | AL | Full Service |
| Bessemer Branch | 2131 19th St N | Bessemer | AL | Full Service |
| Ensley Branch | 1819 20th Street Ensley | Birmingham | AL | Full Service |
| Forestdale Branch | 1918 Veterans Memorial Dr | Birmingham | AL | Full Service |
| Lakeshore Branch | 110 Frankfurt Cir | Birmingham | AL | Full Service |
| Roebuck Branch | 724 Crow Dr | Birmingham | AL | Full Service |
| Trussville Branch | 1910 Gadsden Hwy | Birmingham | AL | Full Service |
| Calera Branch | 108 County Road 304 | Calera | AL | Full Service |
| Cullman Branch | 300 4th Ave SW | Cullman | AL | Full Service |
| Gardendale Branch | 1039 Mount Olive Rd | Gardendale | AL | Full Service |
| Hoover Branch | 3312 Old Columbiana Rd | Hoover | AL | Full Service |
| Inverness Branch | 2 Inverness Center Pkwy | Hoover | AL | Full Service |
| Hueytown Branch | 3052 Allison Bonnett Memorial Dr | Hueytown | AL | Full Service |
| Jacksonville Campus Branch | 894 PELHAM ROAD N | JACKSONVILLE | AL | Full Service |
| Leeds Branch | 1795 Ashville Rd | Leeds | AL | Full Service |
| McCalla Branch | 4740 Eastern Valley Rd | MC Calla | AL | Full Service |
| Mobile Branch | 1050 Montlimar Dr | Mobile | AL | Full Service |
| Anniston/Oxford Branch | 31 Commons Way | Oxford | AL | Full Service |
| Pelham Branch | 10 Racquet Club Pkwy | Pelham | AL | Full Service |
| Pell City Branch | 2051 Martin St S | Pell City | AL | Full Service |
| Talladega Branch | 729 Battle St E | Talladega | AL | Full Service |
| Vestavia Branch | 1112 Montgomery Hwy | Vestavia Hills | AL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.8
Net worth ratio
12.01%
Return on assets
0.75%
60+ day delinquency
0.77%
Suggested direct comparisons
Birmingham, AL
$1.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.