Total Assets
$852.9M
Total Deposits
$718.4M
Branches
13
Established
1956
HERITAGE FAMILY is a credit union headquartered in Rutland, Vermont, established in 1956. It holds $852.9M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, HERITAGE FAMILY earns a TFS Financial Health Grade of C (67.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
67.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Operations CenterHQ | 26 Allen St | Rutland | VT | Full Service |
| Hooksett Branch | 1337 Hooksett Rd | Hooksett | NH | Full Service |
| Hoosick Falls | 28 Church St | Hoosick Falls | NY | Full Service |
| Bennington Branch | 85 Washington Ave | Bennington | VT | Full Service |
| Student Branch Office | 321 Park St | Bennington | VT | Full Service |
| 1340 Franklin St | 1340 Franklin St | Brandon | VT | Full Service |
| Branch Office | 643 Main St | Castleton | VT | Full Service |
| Branch Office | 67 Washington St | Fair Haven | VT | Full Service |
| Branch Office | 198 Main St | Ludlow | VT | Full Service |
| Branch Office | 11 Baker Farm Rd | Manchester Center | VT | Full Service |
| Branch | 50 West St | Rutland | VT | Full Service |
| Branch Office | 30 Allen St | Rutland | VT | Full Service |
| Branch Office | 2826 VT Route 100 | South Londonderry | VT | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
67.5
Net worth ratio
11.95%
Return on assets
0.45%
60+ day delinquency
0.75%
Suggested direct comparisons
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FIRST HERITAGE
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.