Total Assets
$4.8B
Total Deposits
$4.2B
Branches
67
Established
2006
Carter Bank & Trust is a bank headquartered in Martinsville, Virginia, established in 2006. It holds $4.8B in total assets across 67 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Carter Bank & Trust earns a TFS Financial Health Grade of B+ (85.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Carter Bank & TrustHQ | 4 Commonwealth Blvd E | Martinsville | VA | 11 |
| Carter Bank & Trust | 500 E Morehead St Ste 150 | Charlotte | NC | 12 |
| Carter Bank & Trust | 630 Fagg Dr | Eden | NC | 11 |
| Carter Bank & Trust | 5715 W Gate City Blvd | Greensboro | NC | 11 |
| Carter Bank & Trust | 3305 Battleground Ave | Greensboro | NC | 11 |
| Carter Bank & Trust | 1201 Battleground Ave | Greensboro | NC | 11 |
| Carter Bank & Trust | 300 Dabney Dr Ext | Henderson | NC | 11 |
| Carter Bank & Trust | 205 S Bickett Blvd | Louisburg | NC | 11 |
| Carter Bank & Trust | 231 E Plaza Dr | Mooresville | NC | 11 |
| Carter Bank & Trust | 249 Williamson Rd | Mooresville | NC | 11 |
| Carter Bank & Trust | 507 Willow St | Mount Airy | NC | 11 |
| Carter Bank & Trust | 2501 Blue Ridge Road | Raleigh | NC | 11 |
| Carter Bank & Trust | 305 S Main St | Reidsville | NC | 11 |
| Carter Bank & Trust | 823 N Main St | Roxboro | NC | 11 |
| Carter Bank & Trust | 380 Knollwood Street | Winston Salem | NC | 11 |
| Carter Bank & Trust | 536 S Stratford Rd | Winston Salem | NC | 11 |
| Carter Bank & Trust | 2770 Riverside Dr | Bassett | VA | 11 |
| Carter Bank & Trust | 550 Blue Ridge Ave | Bedford | VA | 11 |
| Carter Bank & Trust | 1621 Forest Rd | Bedford | VA | 11 |
| Carter Bank & Trust | 105 King St | Blacksburg | VA | 11 |
| Carter Bank & Trust | 50 Boones Mill Rd | Boones Mill | VA | 11 |
| Carter Bank & Trust | 800 Gardens Blvd | Charlottesville | VA | 11 |
| Carter Bank & Trust | 300 Preston Avenue | Charlottesville | VA | 11 |
| Carter Bank & Trust | 1330 Parham Cir | Charlottesville | VA | 11 |
| Carter Bank & Trust | 749 E 2nd St | Chase City | VA | 11 |
| Carter Bank & Trust | 140 S Main St | Chatham | VA | 11 |
| Carter Bank & Trust | 200 College St | Christiansburg | VA | 11 |
| Carter Bank & Trust | 370 Arbor Dr | Christiansburg | VA | 11 |
| Carter Bank & Trust | 1002 Virginia Ave | Clarksville | VA | 11 |
| Carter Bank & Trust | 128 Paul St | Collinsville | VA | 11 |
| Carter Bank & Trust | 141 Westover Dr | Danville | VA | 11 |
| Carter Bank & Trust | 3060 N Main St | Danville | VA | 11 |
| Carter Bank & Trust | 140 Kentuck Rd | Danville | VA | 11 |
| Carter Bank & Trust | 903 S Main St | Danville | VA | 11 |
| Carter Bank & Trust | 175 Warrenton Rd | Falmouth | VA | 11 |
| Carter Bank & Trust | 9440 Franklin St | Ferrum | VA | 11 |
| Carter Bank & Trust | 213 N Locust St | Floyd | VA | 11 |
| Carter Bank & Trust | 1204 Bragg Rd | Fredericksburg | VA | 11 |
| Carter Bank & Trust | 70 Chatham Heights Rd | Fredericksburg | VA | 11 |
| Carter Bank & Trust | 543 E Stuart Dr | Galax | VA | 11 |
| Carter Bank & Trust | 307 S Main St | Gretna | VA | 11 |
| Carter Bank & Trust | 220 N Main St | Hillsville | VA | 11 |
| Carter Bank & Trust | 449 E Main St | Independence | VA | 11 |
| Carter Bank & Trust | 116 E Midland Trl | Lexington | VA | 11 |
| Carter Bank & Trust | 2018 Tate Springs Rd | Lynchburg | VA | 11 |
| Carter Bank & Trust | 3203 Waterlick Rd | Lynchburg | VA | 11 |
| Carter Bank & Trust | 1728 Graves Mill Rd | Lynchburg | VA | 11 |
| Carter Bank & Trust | 4498 S Amherst Hwy | Madison Heights | VA | 11 |
| Carter Bank & Trust | 140 Tensbury Dr | Martinsville | VA | 11 |
| Carter Bank & Trust | 6142 Al Philpott Hwy | Martinsville | VA | 11 |
Showing 50 of 67 branches
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.0
Tier 1 capital ratio
11.73%
Return on assets
3.66%
Non-performing loans
1.01%
Efficiency ratio
38.54%
Asset growth (YoY)
0.35%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.