Total Assets
$56.8B
Total Deposits
$46.8B
Branches
4
Established
1986
SoFi Bank, National Association is a bank headquartered in Cottonwood Heights, Utah, established in 1986. It holds $56.8B in total assets across 4 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SoFi Bank, National Association earns a TFS Financial Health Grade of B+ (82.8/100) — our editorial assessment, not an official rating or financial advice. TFS matched 3,524 published CFPB complaints to this institution's parent company in the latest complete 12-month window.
TFS Health Grade
82.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Complete 12-Month Window
3,524
Latest Complete 90 Days
839
Timely Response Rate
100.00%
| Product | Count |
|---|---|
| Checking or savings account | 2,280 |
| Money transfer, virtual currency, or money service | 272 |
| Payday loan, title loan, personal loan, or advance loan | 256 |
| Credit reporting or other personal consumer reports | 212 |
| Credit card | 211 |
| Student loan | 147 |
| Debt collection | 85 |
| Mortgage | 52 |
| Debt or credit management | 5 |
| Prepaid card | 4 |
Data sourced from CFPB Consumer Complaint Database as of Thu Aug 14 2025 00:00:00 GMT+0000 (Coordinated Universal Time) through Thu Aug 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time). This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| SoFi Bank, National AssociationHQ | 2750 E Cottonwood Pkwy | Cottonwood Heights | UT | 11 |
| SoFi Bank, National Association | 9960 Live Oak Blvd | Live Oak | CA | 11 |
| SoFi Bank, National Association | 1409 28th St | Sacramento | CA | 11 |
| SoFi Bank, National Association | 620 N Walton Ave | Yuba City | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 46 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.8
Tier 1 capital ratio
13.34%
Return on assets
1.98%
Non-performing loans
0.08%
Efficiency ratio
67.20%
Asset growth (YoY)
56.60%
Suggested direct comparisons
Salt Lake City, UT
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Roseburg, OR
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.