Total Assets
$2.7B
Total Deposits
$2.4B
Branches
17
Established
1957
State Bank of Southern Utah is a bank headquartered in Cedar City, Utah, established in 1957. It holds $2.7B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, State Bank of Southern Utah earns a TFS Financial Health Grade of A (90.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
90.6 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| State Bank of Southern UtahHQ | 377 N Main St | Cedar City | UT | 11 |
| State Bank of Southern Utah | 1322 S Interstate Dr | Cedar City | UT | 11 |
| State Bank of Southern Utah | 125 W Main St | Circleville | UT | 11 |
| State Bank of Southern Utah | 225 W Main St | Delta | UT | 11 |
| State Bank of Southern Utah | 250 W Main St | Escalante | UT | 11 |
| State Bank of Southern Utah | 310 S Main St | Fillmore | UT | 11 |
| State Bank of Southern Utah | 122 S Main St | Gunnison | UT | 11 |
| State Bank of Southern Utah | 720 W State St | Hurricane | UT | 11 |
| State Bank of Southern Utah | 99 West Center Street | Kanab | UT | 11 |
| State Bank of Southern Utah | 55 East State Street | Orderville | UT | 11 |
| State Bank of Southern Utah | 93 N Main St | Parowan | UT | 11 |
| State Bank of Southern Utah | 14 S Main St | Richfield | UT | 11 |
| State Bank of Southern Utah | 2961 E Mall Drive | Saint George | UT | 11 |
| State Bank of Southern Utah | 1337 E 170 S | Saint George | UT | 11 |
| State Bank of Southern Utah | 2287 Santa Clara Dr | Santa Clara | UT | 11 |
| State Bank of Southern Utah | 395 E Saint George Blvd | St. George | UT | 11 |
| State Bank of Southern Utah | 200 N Main St | Tropic | UT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
90.6
Tier 1 capital ratio
12.04%
Return on assets
1.76%
Non-performing loans
0.47%
Efficiency ratio
45.84%
Asset growth (YoY)
3.80%
Suggested direct comparisons
Salt Lake City, UT
$124.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.