Total Assets
$250.8B
Total Deposits
$225.2B
Branches
1
Established
2003
Charles Schwab Bank, SSB is a bank headquartered in Westlake, Texas, established in 2003. It holds $250.8B in total assets across 1 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Charles Schwab Bank, SSB earns a TFS Financial Health Grade of B (78.2/100) — our editorial assessment, not an official rating or financial advice. TFS matched 378 published CFPB complaints to this institution's parent company in the latest complete 12-month window.
TFS Health Grade
78.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Complete 12-Month Window
378
Latest Complete 90 Days
104
Timely Response Rate
99.47%
| Product | Count |
|---|---|
| Checking or savings account | 321 |
| Money transfer, virtual currency, or money service | 45 |
| Credit card | 7 |
| Debt collection | 3 |
| Debt or credit management | 1 |
| Credit reporting or other personal consumer reports | 1 |
Data sourced from CFPB Consumer Complaint Database as of Thu Aug 14 2025 00:00:00 GMT+0000 (Coordinated Universal Time) through Thu Aug 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time). This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Charles Schwab Bank, SSBHQ | 3000 Schwab Way | Westlake | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 18 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.2
Tier 1 capital ratio
10.65%
Return on assets
1.33%
Non-performing loans
0.04%
Efficiency ratio
17.57%
Asset growth (YoY)
1.28%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.