Total Assets
$1.3B
Total Deposits
$1.1B
Branches
8
Established
1931
Plains Commerce Bank is a bank headquartered in Sioux Falls, South Dakota, established in 1931. It holds $1.3B in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Plains Commerce Bank earns a TFS Financial Health Grade of B- (73.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Plains Commerce BankHQ | 3905 W 49th St | Sioux Falls | SD | 11 |
| Plains Commerce Bank | 524 S Dakota St | Aberdeen | SD | 11 |
| Plains Commerce Bank | 280 Broadway St Ne | Conde | SD | 11 |
| Plains Commerce Bank | 220 Main St | Hoven | SD | 11 |
| Plains Commerce Bank | 900 S Burr Street | Mitchell | SD | 11 |
| Plains Commerce Bank | 1411 E 10th St | Sioux Falls | SD | 11 |
| Plains Commerce Bank | 4700 E 57th St | Sioux Falls | SD | 11 |
| Plains Commerce Bank | 109 1st Ave Se | Watertown | SD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.4
Tier 1 capital ratio
10.03%
Return on assets
1.34%
Non-performing loans
1.22%
Efficiency ratio
84.16%
Asset growth (YoY)
3.68%
Suggested direct comparisons
Sioux Falls, SD
$7.3B
$1.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.