Total Assets
$2.2B
Total Deposits
$2.0B
Branches
20
Established
1892
American Bank & Trust is a bank headquartered in Sioux Falls, South Dakota, established in 1892. It holds $2.2B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, American Bank & Trust earns a TFS Financial Health Grade of A (88.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| American Bank & TrustHQ | 6810 S Minnesota Ave | Sioux Falls | SD | 11 |
| American Bank & Trust | 724 Oxford St | Worthington | MN | 11 |
| American Bank & Trust | 902 Main St. | Lisbon | ND | 11 |
| American Bank & Trust | 320 6th Ave Se | Aberdeen | SD | 11 |
| American Bank & Trust | 201 Main St W | Carthage | SD | 11 |
| American Bank & Trust | 212 Calumet Ave Se | De Smet | SD | 11 |
| American Bank & Trust | 1820 Dakota Ave S | Huron | SD | 11 |
| American Bank & Trust | 201 S Ottowa St | Iroquois | SD | 11 |
| American Bank & Trust | 214 S Main St | Lennox | SD | 11 |
| American Bank & Trust | 4 W Main St | Mellette | SD | 11 |
| American Bank & Trust | 131 N Broadway Ave | Miller | SD | 11 |
| American Bank & Trust | 700 E Sioux Ave | Pierre | SD | 11 |
| American Bank & Trust | 3405 S Sycamore Ave | Sioux Falls | SD | 11 |
| American Bank & Trust | 200 E 10th St | Sioux Falls | SD | 11 |
| American Bank & Trust | 8401 West 26th Street | Sioux Falls | SD | 11 |
| American Bank & Trust | 221 Main St | Stickney | SD | 11 |
| American Bank & Trust | 801 East Gateway Lane | Tea | SD | 11 |
| American Bank & Trust | 1715 1st Ave Ne | Watertown | SD | 11 |
| American Bank & Trust | 120 Main St E | Wessington Springs | SD | 11 |
| American Bank & Trust | 265 Commercial Ave Sw | Wolsey | SD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.1
Tier 1 capital ratio
11.28%
Return on assets
1.34%
Non-performing loans
0.57%
Efficiency ratio
53.36%
Asset growth (YoY)
14.70%
Suggested direct comparisons
Sioux Falls, SD
$7.3B
$1.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.