Total Assets
$1.5B
Total Deposits
$1.2B
Branches
24
Established
1905
American Heritage Bank is a bank headquartered in Sapulpa, Oklahoma, established in 1905. It holds $1.5B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, American Heritage Bank earns a TFS Financial Health Grade of C (66.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| American Heritage BankHQ | 2 S Main St | Sapulpa | OK | 11 |
| American Heritage Bank | 400 West Main Street | Barnsdall | OK | 11 |
| American Heritage Bank | 3309 E Frank Phillips Blvd | Bartlesville | OK | 11 |
| American Heritage Bank | 301 North Choctaw | Beggs | OK | 11 |
| American Heritage Bank | 318 S Broadway St | Cleveland | OK | 23 |
| American Heritage Bank | 100 N Broadway St | Cleveland | OK | 11 |
| American Heritage Bank | 100 N Broadway St | Cleveland | OK | 23 |
| American Heritage Bank | 12120 S Vancouver Ave | Glenpool | OK | 11 |
| American Heritage Bank | 113 W Allen St | Kellyville | OK | 11 |
| American Heritage Bank | 501 E Indiana | Kiefer | OK | 11 |
| American Heritage Bank | 30021 W Highway 51 | Mannford | OK | 23 |
| American Heritage Bank | 408 E. Cimarron | Mannford | OK | 11 |
| American Heritage Bank | 1303 Commercial Ave | Mounds | OK | 11 |
| American Heritage Bank | 239 E Main St | Pawhuska | OK | 11 |
| American Heritage Bank | 220 S Adams Rd | Sand Springs | OK | 11 |
| American Heritage Bank | 3801 S 113th West Ave | Sand Springs | OK | 11 |
| American Heritage Bank | 620 S Mission St | Sapulpa | OK | 23 |
| American Heritage Bank | 2 S Main St | Sapulpa | OK | 23 |
| American Heritage Bank | 7042 S Union Ave | Tulsa | OK | 11 |
| American Heritage Bank | 6136 W 41st St | Tulsa | OK | 11 |
| American Heritage Bank | 5151 S 33rd West Ave | Tulsa | OK | 23 |
| American Heritage Bank | 8120 S Yale Ave | Tulsa | OK | 11 |
| American Heritage Bank | 445 S Lewis Ave | Tulsa | OK | 11 |
| American Heritage Bank | 202 N Main St | Yale | OK | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.7
Tier 1 capital ratio
9.57%
Return on assets
0.95%
Non-performing loans
0.21%
Efficiency ratio
67.99%
Asset growth (YoY)
-0.23%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.