What is First Fidelity Bank's financial health grade?

First Fidelity Bank has a TFS Financial Health Grade of B (score: 78.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Fidelity Bank have?

First Fidelity Bank has 27 branch locations across the United States.

Is First Fidelity Bank FDIC insured?

Yes, First Fidelity Bank is FDIC insured (Certificate #23473).

What are the total assets of First Fidelity Bank?

First Fidelity Bank has total assets of $3.0B as reported in its most recent FDIC filing.

First Fidelity Bank: TFS Grade & Financial Health

BankOklahoma City, Oklahoma

FFB.com

Compare First Fidelity BankCD withdrawal tools

Total Assets

$3.0B

Total Deposits

$2.5B

Branches

Established

1981

First Fidelity Bank is a bank headquartered in Oklahoma City, Oklahoma, established in 1981. It holds $3.0B in total assets across 27 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Fidelity Bank earns a TFS Financial Health Grade of B (78.6/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

78.6 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

10.22%(8%)

Total Capital Ratio—

Non-Performing Loan Ratio

0.46%

Profitability

Return on Assets (ROA)

1.15%(1%)

Return on Equity (ROE)

13.65%(10%)

Net Interest Margin

3.69%

Efficiency Ratio

59.89%(60%)

Lending & Liquidity

Total Loans

$2.1B

Loan-to-Deposit Ratio

84.94%

Net Charge-Off Ratio

0.04%

Other banks in Oklahoma

MidFirst Bank

Bank

Oklahoma City, OK

$42.8B

BancFirst

Bank

Oklahoma City, OK

$12.8B

B+

TINKER

Oklahoma City, OK

$6.1B

B-

InterBank

Bank

Branch	Address	City	State	Type
First Fidelity BankHQ	5100 N Classen Blvd	Oklahoma City	OK	11
First Fidelity Bank	5114 S Power Road	Gilbert	AZ	11
First Fidelity Bank	63 E Main St	Mesa	AZ	11
First Fidelity Bank	22841 N 19th Ave	Phoenix	AZ	11
First Fidelity Bank	6232 N 32nd St	Phoenix	AZ	11
First Fidelity Bank	7401 E Camelback Rd	Scottsdale	AZ	11
First Fidelity Bank	16435 N Scottsdale Rd	Scottsdale	AZ	11
First Fidelity Bank	5362 Greenwood Plaza Blvd	Greenwood Village	CO	11
First Fidelity Bank	2825 Nw 164th St	Edmond	OK	12
First Fidelity Bank	2600 S Broadway	Edmond	OK	11
First Fidelity Bank	725 W Covell Rd	Edmond	OK	11
First Fidelity Bank	301 N Air Depot Blvd	Midwest City	OK	11
First Fidelity Bank	400 S Eastern Ave	Moore	OK	11
First Fidelity Bank	1521 N Mustang Rd	Mustang	OK	11
First Fidelity Bank	6404 Avondale Dr	Nichols Hills	OK	11
First Fidelity Bank	900 N Main St	Noble	OK	11
First Fidelity Bank	1337 W Lindsey St	Norman	OK	12
First Fidelity Bank	3595 W Robinson St	Norman	OK	11
First Fidelity Bank	131 E Main St	Norman	OK	11
First Fidelity Bank	700 Sw 29th St	Oklahoma City	OK	11
First Fidelity Bank	1400 S Meridian Ave	Oklahoma City	OK	11
First Fidelity Bank	11919 S Pennsylvania Ave	Oklahoma City	OK	11
First Fidelity Bank	6005 Nw Expressway	Oklahoma City	OK	11
First Fidelity Bank	424 Nw 10th St	Oklahoma City	OK	11
First Fidelity Bank	13144 N May Ave	Oklahoma City	OK	11
First Fidelity Bank	30 W 21st St	Tulsa	OK	11
First Fidelity Bank	5800 Nw 39th St	Warr Acres	OK	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No institution-level regulatory actions are currently published in TFS's exact-ID registry. Coverage is curated and this does not prove that no action exists.

Institution Details

Institution TypeBank

FDIC Certificate #23473

Primary RegulatorFED

FDIC/NCUA InsuredYes

Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

Same-period peer analysis · 2026-Q2

First Fidelity Bank compared with similar banks

Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.

Choose another

TFS health score

78.6

Near peers

50th percentileMedian 78.6

Tier 1 capital ratio

10.22%

Near peers

58th percentileMedian 9.98%

Return on assets

1.15%

worse than peers

37th percentileMedian 1.23%

Non-performing loans

0.46%

better than peers

65th percentileMedian 0.59%

Efficiency ratio

59.89%

Near peers

45th percentileMedian 58.63%

Asset growth (YoY)

1.33%

worse than peers

28th percentileMedian 5.71%

Suggested direct comparisons

Closest useful peers

View OK rankings

A-

Same state

Armstrong Bank

Muskogee, OK

$2.8B

C+

Same state

Regent Bank

Tulsa, OK

$2.2B

Same state

RCB Bank

Claremore, OK

$4.0B

First Fidelity Bank: TFS Grade & Financial Health

Capital & Safety

Profitability

Lending & Liquidity

Other banks in Oklahoma

MidFirst Bank

BancFirst

TINKER

InterBank

Growth

Institution Details

First Fidelity Bank compared with similar banks

Closest useful peers

Bank 7

International Bank of Commerce