Total Assets
$686.7M
Total Deposits
$587.6M
Branches
12
Established
1889
First National Bank and Trust Company of Ardmore is a bank headquartered in Ardmore, Oklahoma, established in 1889. It holds $686.7M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank and Trust Company of Ardmore earns a TFS Financial Health Grade of B (80.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First National Bank and Trust Company of ArdmoreHQ | 405 W Main St | Ardmore | OK | 11 |
| First National Bank and Trust Company of Ardmore | 1402 12th Ave Nw | Ardmore | OK | 11 |
| First National Bank and Trust Company of Ardmore | 115 D St Nw | Ardmore | OK | 23 |
| First National Bank and Trust Company of Ardmore | 1226 W Broadway St | Ardmore | OK | 11 |
| First National Bank and Trust Company of Ardmore | 1763 W 33rd St | Edmond | OK | 11 |
| First National Bank and Trust Company of Ardmore | Highway 70 And Newport Road | Lone Grove | OK | 11 |
| First National Bank and Trust Company of Ardmore | 401 S 1st St | Madill | OK | 11 |
| First National Bank and Trust Company of Ardmore | 1101 Memorial Dr | Marietta | OK | 11 |
| First National Bank and Trust Company of Ardmore | 716 Wall St | Norman | OK | 11 |
| First National Bank and Trust Company of Ardmore | 125 West Main Street | Ringling | OK | 11 |
| First National Bank and Trust Company of Ardmore | 2013 W Broadway Ave | Sulphur | OK | 11 |
| First National Bank and Trust Company of Ardmore | Fourth And Main Streets | Velma | OK | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.8
Tier 1 capital ratio
10.07%
Return on assets
1.56%
Non-performing loans
0.03%
Efficiency ratio
63.63%
Asset growth (YoY)
0.84%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.