Total Assets
$166.3M
Total Deposits
$138.7M
Branches
10
Established
1954
SOUTHERN CHAUTAUQUA is a credit union headquartered in Lakewood, New York, established in 1954. It holds $166.3M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SOUTHERN CHAUTAUQUA earns a TFS Financial Health Grade of A (88.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.6 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| LakewoodHQ | 168 E Fairmount Ave | Lakewood | NY | Full Service |
| Cherry Creek | 6834 Main St | Cherry Creek | NY | Full Service |
| Clymer | 562 Clymer Sherman Rd | Clymer | NY | Full Service |
| Dunkirk | 3877 Vineyard Dr | Dunkirk | NY | Full Service |
| Falconer High School | 2 East Ave N | Falconer | NY | Full Service |
| Frewsburg High School | 26 Institute St | Frewsburg | NY | Full Service |
| Jamestown | 1283 E 2nd St | Jamestown | NY | Full Service |
| Jamestown High School | 350 E 2nd St | Jamestown | NY | Full Service |
| Southwestern Central School | 600 Hunt Rd # WE | Jamestown | NY | Full Service |
| Corporate Office | 110 Mall Blvd | Lakewood | NY | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.6
Net worth ratio
13.60%
Return on assets
2.53%
60+ day delinquency
1.75%
Suggested direct comparisons
Buffalo, NY
$218.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.