Total Assets
$3.5B
Total Deposits
$2.3B
Branches
13
Established
1960
Ponce Bank, National Association is a bank headquartered in Bronx, New York, established in 1960. It holds $3.5B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Ponce Bank, National Association earns a TFS Financial Health Grade of B- (76.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Ponce Bank, National AssociationHQ | 2244 Westchester Ave | Bronx | NY | 11 |
| Ponce Bank, National Association | 3821 Bergenline Ave | Union City | NJ | 11 |
| Ponce Bank, National Association | 3405 Broadway | Astoria | NY | 11 |
| Ponce Bank, National Association | 952 Southern Blvd Fl 2 | Bronx | NY | 11 |
| Ponce Bank, National Association | 51 E 170th St | Bronx | NY | 11 |
| Ponce Bank, National Association | 2244 Westchester Ave | Bronx | NY | 11 |
| Ponce Bank, National Association | 5560 Broadway | Bronx | NY | 11 |
| Ponce Bank, National Association | 1900 Ralph Ave | Brooklyn | NY | 11 |
| Ponce Bank, National Association | 2047 86th St | Brooklyn | NY | 11 |
| Ponce Bank, National Association | 169 Smith St | Brooklyn | NY | 11 |
| Ponce Bank, National Association | 10020 Queens Blvd | Forest Hills | NY | 11 |
| Ponce Bank, National Association | 3747 82nd St | Jackson Heights | NY | 11 |
| Ponce Bank, National Association | 207 E 106th St | New York | NY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.5
Tier 1 capital ratio
15.81%
Return on assets
1.15%
Non-performing loans
0.81%
Efficiency ratio
54.12%
Asset growth (YoY)
10.85%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.