Total Assets
$2.3B
Total Deposits
$2.0B
Branches
21
Established
1889
Pioneer Bank, National Association is a bank headquartered in Albany, New York, established in 1889. It holds $2.3B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Pioneer Bank, National Association earns a TFS Financial Health Grade of B- (74.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Pioneer Bank, National AssociationHQ | 652 Albany Shaker Rd | Albany | NY | 11 |
| Pioneer Bank, National Association | 1770 Central Ave | Albany | NY | 11 |
| Pioneer Bank, National Association | 1883 Western Ave | Albany | NY | 11 |
| Pioneer Bank, National Association | 90 State St | Albany | NY | 11 |
| Pioneer Bank, National Association | 440 Main St | Cairo | NY | 11 |
| Pioneer Bank, National Association | 843 Route 146 | Clifton Park | NY | 11 |
| Pioneer Bank, National Association | 100 Mohawk St | Cohoes | NY | 11 |
| Pioneer Bank, National Association | 184 Delaware Ave | Delmar | NY | 11 |
| Pioneer Bank, National Association | 329 Glenmont Rd | Glenmont | NY | 11 |
| Pioneer Bank, National Association | 11565 Highway 32 | Greenville | NY | 11 |
| Pioneer Bank, National Association | 531 Troy Schenectady Rd | Latham | NY | 11 |
| Pioneer Bank, National Association | 10 Kendall Way | Malta | NY | 11 |
| Pioneer Bank, National Association | 739 Upper Glen St | Queensbury | NY | 11 |
| Pioneer Bank, National Association | 602 N Greenbush Rd | Rensselaer | NY | 11 |
| Pioneer Bank, National Association | 1828 Altamont Ave | Schenectady | NY | 11 |
| Pioneer Bank, National Association | 426 State St | Schenectady | NY | 11 |
| Pioneer Bank, National Association | 712 Hoosick Rd | Troy | NY | 11 |
| Pioneer Bank, National Association | 21 2nd St | Troy | NY | 11 |
| Pioneer Bank, National Association | 142 Saratoga Ave | Waterford | NY | 11 |
| Pioneer Bank, National Association | 2000 2nd Ave | Watervliet | NY | 11 |
| Pioneer Bank, National Association | 78 Main Ave | Wynantskill | NY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.9
Tier 1 capital ratio
9.97%
Return on assets
0.74%
Non-performing loans
0.48%
Efficiency ratio
76.35%
Asset growth (YoY)
11.63%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.