Total Assets
$532.5M
Total Deposits
$449.8M
Branches
7
Established
1953
OTERO is a credit union headquartered in Alamogordo, New Mexico, established in 1953. It holds $532.5M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, OTERO earns a TFS Financial Health Grade of A- (86.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
86.2 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Administration OfficesHQ | 1200 10th St | Alamogordo | NM | Full Service |
| Main Office | 1200 10th St | Alamogordo | NM | Full Service |
| Northside Office | 3300 N White Sands Blvd Unit A | Alamogordo | NM | Full Service |
| Holloman Office | PO BOX 1058 | Holloman AFB | NM | Full Service |
| North Main Office | 2211 N Main St | Roswell | NM | Full Service |
| South Main Office | 1900 S Main St | Roswell | NM | Full Service |
| Ruidoso Office | 26086 US Highway 70 | Ruidoso | NM | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
86.2
Net worth ratio
15.21%
Return on assets
1.67%
60+ day delinquency
0.22%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.