Total Assets
$611.6M
Total Deposits
$420.5M
Branches
20
Established
1884
Heritage Bank is a bank headquartered in Wood River, Nebraska, established in 1884. It holds $611.6M in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Heritage Bank earns a TFS Financial Health Grade of A (92.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
92.2 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Heritage BankHQ | 110 E 9th St | Wood River | NE | 11 |
| Heritage Bank | 1110 L St | Aurora | NE | 23 |
| Heritage Bank | 1101 12th St | Aurora | NE | 11 |
| Heritage Bank | 1101 12th St | Aurora | NE | 13 |
| Heritage Bank | 2525 Heritage Dr | Broken Bow | NE | 11 |
| Heritage Bank | 1333 N Webb Rd | Grand Island | NE | 29 |
| Heritage Bank | 1333 N Webb Rd | Grand Island | NE | 11 |
| Heritage Bank | 800 W 3rd St | Hastings | NE | 11 |
| Heritage Bank | 800 W 3rd St | Hastings | NE | 29 |
| Heritage Bank | 315 W 60th St | Kearney | NE | 11 |
| Heritage Bank | 315 W 60th St | Kearney | NE | 29 |
| Heritage Bank | 734 O St | Loup City | NE | 11 |
| Heritage Bank | 305 Main St | Neligh | NE | 11 |
| Heritage Bank | 2108 Taylor Ave. | Norfolk | NE | 12 |
| Heritage Bank | 2108 Taylor Avenue Suite 850 | Norfolk | NE | 11 |
| Heritage Bank | 402 S Orleans Ave | Orleans | NE | 11 |
| Heritage Bank | 126 W 4th Ave | Red Cloud | NE | 11 |
| Heritage Bank | 821 2nd St | St. Paul | NE | 11 |
| Heritage Bank | 200 E 3rd St | Stromsburg | NE | 11 |
| Heritage Bank | 607 E 11th St | Wood River | NE | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
92.2
Tier 1 capital ratio
23.01%
Return on assets
2.58%
Non-performing loans
1.18%
Efficiency ratio
32.95%
Asset growth (YoY)
3.77%
Suggested direct comparisons
Omaha, NE
$5.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.