Total Assets
$1.3B
Total Deposits
$1.1B
Branches
22
Established
1962
Adams Bank & Trust is a bank headquartered in Ogallala, Nebraska, established in 1962. It holds $1.3B in total assets across 22 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Adams Bank & Trust earns a TFS Financial Health Grade of A (88.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Adams Bank & TrustHQ | 315 N Spruce St | Ogallala | NE | 11 |
| Adams Bank & Trust | 1201 Lake Ave | Berthoud | CO | 11 |
| Adams Bank & Trust | 265 E Cheyenne Mountain Blvd | Colorado Springs | CO | 11 |
| Adams Bank & Trust | 1359 Interquest Pkwy | Colorado Springs | CO | 11 |
| Adams Bank & Trust | 1310 Garden Of The Gods Rd | Colorado Springs | CO | 11 |
| Adams Bank & Trust | 8308 Colorado Blvd | Firestone | CO | 11 |
| Adams Bank & Trust | 7800 S College Ave | Fort Collins | CO | 11 |
| Adams Bank & Trust | 148 Remington St | Fort Collins | CO | 11 |
| Adams Bank & Trust | 7251 W 20th Street | Greeley | CO | 11 |
| Adams Bank & Trust | 10 Ken Pratt Blvd | Longmont | CO | 11 |
| Adams Bank & Trust | 1270 Automation Dr | Windsor | CO | 11 |
| Adams Bank & Trust | 1005 S Range Ave | Colby | KS | 11 |
| Adams Bank & Trust | 202 State St | Brule | NE | 11 |
| Adams Bank & Trust | 641 2nd St | Chappell | NE | 11 |
| Adams Bank & Trust | 150 Central Ave | Grant | NE | 11 |
| Adams Bank & Trust | 545 Broadway | Imperial | NE | 11 |
| Adams Bank & Trust | 205 N 4th St | Indianola | NE | 11 |
| Adams Bank & Trust | 702 Sheldon St | Lodgepole | NE | 11 |
| Adams Bank & Trust | 108 S Perkins Ave | Madrid | NE | 11 |
| Adams Bank & Trust | 3221 S Jeffers St | North Platte | NE | 11 |
| Adams Bank & Trust | 121 S Jeffers St | North Platte | NE | 11 |
| Adams Bank & Trust | 131 Walnut St | Sutherland | NE | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.1
Tier 1 capital ratio
14.11%
Return on assets
1.32%
Non-performing loans
0.55%
Efficiency ratio
64.21%
Asset growth (YoY)
-1.49%
Suggested direct comparisons
Omaha, NE
$5.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.