Total Assets
$911.1M
Total Deposits
$754.6M
Branches
15
Established
1899
Heartland Bank is a bank headquartered in Geneva, Nebraska, established in 1899. It holds $911.1M in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Heartland Bank earns a TFS Financial Health Grade of A- (87.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
87.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Heartland BankHQ | 896 G St | Geneva | NE | 11 |
| Heartland Bank | 901 Q St | Aurora | NE | 11 |
| Heartland Bank | 82404 Highway 11 | Burwell | NE | 11 |
| Heartland Bank | 306 Jefferson St | Daykin | NE | 11 |
| Heartland Bank | 423 Commercial St | Diller | NE | 11 |
| Heartland Bank | 423 5th St | Fairbury | NE | 11 |
| Heartland Bank | 525 F St | Fairbury | NE | 23 |
| Heartland Bank | 509 6th Ave | Fairmont | NE | 11 |
| Heartland Bank | 245 N Washington Ave | Grafton | NE | 11 |
| Heartland Bank | 2106 N Webb Rd | Grand Island | NE | 11 |
| Heartland Bank | 3701 Osborne Dr W | Hastings | NE | 11 |
| Heartland Bank | 212 E 56th St | Kearney | NE | 11 |
| Heartland Bank | 215 Main St | Odell | NE | 11 |
| Heartland Bank | 222 3rd Ave | Riverdale | NE | 11 |
| Heartland Bank | 222 N Market St | Shickley | NE | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
87.1
Tier 1 capital ratio
10.25%
Return on assets
2.01%
Non-performing loans
0.13%
Efficiency ratio
48.46%
Asset growth (YoY)
-0.91%
Suggested direct comparisons
Omaha, NE
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Farmers and Merchants Bank
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$1.1B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.