Total Assets
$1.5B
Total Deposits
$1.3B
Branches
10
Established
2006
Providence Bank is a bank headquartered in Rocky Mount, North Carolina, established in 2006. It holds $1.5B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Providence Bank earns a TFS Financial Health Grade of A (90.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
90.9 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Providence BankHQ | 450 N Winstead Ave | Rocky Mount | NC | 11 |
| Providence Bank | 300 Us Highway 17 N | Holly Ridge | NC | 11 |
| Providence Bank | 2414 N Marine Blvd | Jacksonville | NC | 11 |
| Providence Bank | 4737g Arendell St | Morehead City | NC | 11 |
| Providence Bank | 241 W Washington St | Nashville | NC | 11 |
| Providence Bank | 100 E Six Forks Rd | Raleigh | NC | 11 |
| Providence Bank | 8800 Richlands Hwy | Richlands | NC | 11 |
| Providence Bank | 2401 Sunset Ave | Rocky Mount | NC | 11 |
| Providence Bank | 325 N Main St | Tarboro | NC | 11 |
| Providence Bank | 3710 Nash St N | Wilson | NC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
90.9
Tier 1 capital ratio
12.21%
Return on assets
1.80%
Non-performing loans
0.12%
Efficiency ratio
39.90%
Asset growth (YoY)
8.04%
Suggested direct comparisons
Raleigh, NC
$236.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.