Total Assets
$583.5M
Total Deposits
$490.4M
Branches
14
Established
1971
Lumbee Guaranty Bank is a bank headquartered in Pembroke, North Carolina, established in 1971. It holds $583.5M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Lumbee Guaranty Bank earns a TFS Financial Health Grade of C (65.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
65.1 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lumbee Guaranty BankHQ | 403 E 3rd St | Pembroke | NC | 11 |
| Lumbee Guaranty Bank | 301 N Walnut St | Fairmont | NC | 11 |
| Lumbee Guaranty Bank | 2939 Village Drive | Fayetteville | NC | 11 |
| Lumbee Guaranty Bank | 2315 Bloom Ave | Fayetteville | NC | 11 |
| Lumbee Guaranty Bank | 2799 W 5th St | Lumberton | NC | 11 |
| Lumbee Guaranty Bank | 600 N Pine St | Lumberton | NC | 11 |
| Lumbee Guaranty Bank | 4845 Fayetteville Rd | Lumberton, | NC | 11 |
| Lumbee Guaranty Bank | 104 E Dr Martin Luther King Jr Dr | Maxton | NC | 11 |
| Lumbee Guaranty Bank | 403 E 3rd St | Pembroke | NC | 21 |
| Lumbee Guaranty Bank | 915 W 3rd St | Pembroke | NC | 11 |
| Lumbee Guaranty Bank | 720 Harris Ave | Raeford | NC | 11 |
| Lumbee Guaranty Bank | 215 E 4th Ave | Red Springs | NC | 11 |
| Lumbee Guaranty Bank | 201 N Bond St | Rowland | NC | 11 |
| Lumbee Guaranty Bank | 306 S 5th St | Saint Pauls | NC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
65.1
Tier 1 capital ratio
10.71%
Return on assets
0.83%
Non-performing loans
0.37%
Efficiency ratio
71.55%
Asset growth (YoY)
11.61%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.