Total Assets
$1.8B
Total Deposits
$1.6B
Branches
16
Established
1912
Peoples Bank is a bank headquartered in Newton, North Carolina, established in 1912. It holds $1.8B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank earns a TFS Financial Health Grade of B+ (83.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples BankHQ | 518 W C St | Newton | NC | 11 |
| Peoples Bank | 106 N Main St | Catawba | NC | 11 |
| Peoples Bank | 6350 South Blvd | Charlotte | NC | 11 |
| Peoples Bank | 3261 E Main St | Claremont | NC | 11 |
| Peoples Bank | 213 1st St W | Conover | NC | 11 |
| Peoples Bank | 6125 Highway 16 South | Denver | NC | 11 |
| Peoples Bank | 142 S Nc 16 Business Hwy | Denver | NC | 11 |
| Peoples Bank | 1333 2nd St Ne | Hickory | NC | 11 |
| Peoples Bank | 3310 Springs Rd Ne | Hickory | NC | 11 |
| Peoples Bank | 2050 Catawba Valley Blvd Se | Hickory | NC | 11 |
| Peoples Bank | 5153 Nc Highway 90 E | Hiddenite | NC | 11 |
| Peoples Bank | 9617 Holly Point Dr | Huntersville | NC | 11 |
| Peoples Bank | 1910 E Main St | Lincolnton | NC | 11 |
| Peoples Bank | 200 Island Ford Rd | Maiden | NC | 11 |
| Peoples Bank | 163 Plantation Ridge Drive | Mooresville | NC | 11 |
| Peoples Bank | 420 W A St | Newton | NC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.8
Tier 1 capital ratio
11.50%
Return on assets
1.18%
Non-performing loans
0.41%
Efficiency ratio
68.93%
Asset growth (YoY)
4.21%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.