Total Assets
$1.4B
Total Deposits
$1.2B
Branches
10
Established
1973
Independence Bank is a bank headquartered in Havre, Montana, established in 1973. It holds $1.4B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Independence Bank earns a TFS Financial Health Grade of A+ (93.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
93.9 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Independence BankHQ | 435 3rd St | Havre | MT | 11 |
| Independence Bank | 23 5th Ave Se | Conrad | MT | 11 |
| Independence Bank | 101 8th Street North | Glasgow | MT | 11 |
| Independence Bank | 901 River Dr N | Great Falls | MT | 11 |
| Independence Bank | 135 South Second Street | Malta | MT | 11 |
| Independence Bank | 112 N. Main Street | Plentywood | MT | 11 |
| Independence Bank | 214 2nd Ave W | Poplar | MT | 11 |
| Independence Bank | 202 Main St | Scobey | MT | 11 |
| Independence Bank | 131 Main St | Shelby | MT | 11 |
| Independence Bank | 300 Us Highway 2 | Wolf Point | MT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
93.9
Tier 1 capital ratio
13.39%
Return on assets
1.93%
Non-performing loans
0.46%
Efficiency ratio
41.70%
Asset growth (YoY)
3.97%
Suggested direct comparisons
Miles City, MT
$7.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.