Total Assets
$1.3B
Total Deposits
$1.0B
Branches
18
Established
1932
Merchants & Marine Bank is a bank headquartered in Pascagoula, Mississippi, established in 1932. It holds $1.3B in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Merchants & Marine Bank earns a TFS Financial Health Grade of C (66.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Merchants & Marine BankHQ | 3118 Pascagoula St | Pascagoula | MS | 11 |
| Merchants & Marine Bank | 27765 Us Highway 98 | Daphne | AL | 11 |
| Merchants & Marine Bank | 325 Fairhope Ave | Fairhope | AL | 11 |
| Merchants & Marine Bank | 1820 Gulf Shores Pkwy | Gulf Shores | AL | 11 |
| Merchants & Marine Bank | 6161 Airport Blvd | Mobile | AL | 11 |
| Merchants & Marine Bank | 5 N Royal St | Mobile | AL | 11 |
| Merchants & Marine Bank | 8435 Highway 23 | Belle Chasse | LA | 11 |
| Merchants & Marine Bank | 27104 Highway 23 | Port Sulphur | LA | 11 |
| Merchants & Marine Bank | 1200 Highway 90 | Gautier | MS | 11 |
| Merchants & Marine Bank | 4607 Hardy St | Hattiesburg | MS | 11 |
| Merchants & Marine Bank | 11283 Old 63 S | Lucedale | MS | 11 |
| Merchants & Marine Bank | 21536 Highway 613 | Moss Point | MS | 11 |
| Merchants & Marine Bank | 7616 Highway 613 | Moss Point | MS | 11 |
| Merchants & Marine Bank | 4619 Main St | Moss Point | MS | 11 |
| Merchants & Marine Bank | 2008 Bienville Blvd | Ocean Springs | MS | 11 |
| Merchants & Marine Bank | 6416 Washington Ave | Ocean Springs | MS | 11 |
| Merchants & Marine Bank | 1807 Market St | Pascagoula | MS | 11 |
| Merchants & Marine Bank | Highway 63 | Wade | MS | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.5
Tier 1 capital ratio
8.83%
Return on assets
2.22%
Non-performing loans
1.94%
Efficiency ratio
75.80%
Asset growth (YoY)
42.22%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.