Total Assets
$1.9B
Total Deposits
$1.6B
Branches
28
Established
1888
The Citizens National Bank of Meridian is a bank headquartered in Meridian, Mississippi, established in 1888. It holds $1.9B in total assets across 28 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Citizens National Bank of Meridian earns a TFS Financial Health Grade of B+ (84.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Citizens National Bank of MeridianHQ | 512 22nd Ave | Meridian | MS | 11 |
| The Citizens National Bank of Meridian | 102 Plaza Drive | Brandon | MS | 11 |
| The Citizens National Bank of Meridian | 305 S Van Buren St | Carthage | MS | 11 |
| The Citizens National Bank of Meridian | 2412 Highway 45 N | Columbus | MS | 11 |
| The Citizens National Bank of Meridian | 115 N Lehmberg Rd | Columbus | MS | 11 |
| The Citizens National Bank of Meridian | 5917 U S Highway 49 | Hattiesburg | MS | 11 |
| The Citizens National Bank of Meridian | 6258 U S Highway 98 | Hattiesburg | MS | 11 |
| The Citizens National Bank of Meridian | 4599 Hardy St | Hattiesburg | MS | 11 |
| The Citizens National Bank of Meridian | 5248 Old Highway 11 | Hattiesburg | MS | 24 |
| The Citizens National Bank of Meridian | 120 Highway 12 E | Kosciusko | MS | 11 |
| The Citizens National Bank of Meridian | 101 E Jefferson St | Kosciusko | MS | 11 |
| The Citizens National Bank of Meridian | 1127 Highway 15 N | Laurel | MS | 11 |
| The Citizens National Bank of Meridian | 2934 Jefferson St | Macon | MS | 11 |
| The Citizens National Bank of Meridian | 114 Grandview Blvd | Madison | MS | 11 |
| The Citizens National Bank of Meridian | 1510a Bonita Lakes Cir | Meridian | MS | 28 |
| The Citizens National Bank of Meridian | 2100 Highway 19 N | Meridian | MS | 11 |
| The Citizens National Bank of Meridian | 4900 Poplar Springs Dr | Meridian | MS | 23 |
| The Citizens National Bank of Meridian | 1199 Bonita Lakes Cir | Meridian | MS | 11 |
| The Citizens National Bank of Meridian | 136 N Hills St | Meridian | MS | 11 |
| The Citizens National Bank of Meridian | 1015 23rd Ave | Meridian | MS | 23 |
| The Citizens National Bank of Meridian | 7203 Goodman Road, 2nd Floor Suite D | Olive Branch | MS | 11 |
| The Citizens National Bank of Meridian | 7045 Goodman Rd | Olive Branch | MS | 11 |
| The Citizens National Bank of Meridian | 1110 Central Dr | Philadelphia | MS | 11 |
| The Citizens National Bank of Meridian | 538 Main St | Philadelphia | MS | 11 |
| The Citizens National Bank of Meridian | 200 S Archusa Ave | Quitman | MS | 11 |
| The Citizens National Bank of Meridian | 744 S Pear Orchard Rd | Ridgeland | MS | 11 |
| The Citizens National Bank of Meridian | 6296 Airways Blvd | Southaven | MS | 11 |
| The Citizens National Bank of Meridian | 810 Mississippi Dr | Waynesboro | MS | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.0
Tier 1 capital ratio
11.28%
Return on assets
1.59%
Non-performing loans
0.87%
Efficiency ratio
65.01%
Asset growth (YoY)
7.17%
Suggested direct comparisons
Meridian, MS
$4.5M
Indianola, MS
$2.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.