Total Assets
$2.4B
Total Deposits
$1.9B
Branches
14
Established
2008
Guaranty Bank is a bank headquartered in Springfield, Missouri, established in 2008. It holds $2.4B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Guaranty Bank earns a TFS Financial Health Grade of B- (74.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Guaranty BankHQ | 2144 E Republic Rd | Springfield | MO | 11 |
| Guaranty Bank | 312 W Central Ave | Carthage | MO | 11 |
| Guaranty Bank | 1936 S Range Line Rd | Joplin | MO | 11 |
| Guaranty Bank | 3016 Mc Clelland Blvd | Joplin | MO | 11 |
| Guaranty Bank | 1429 E 32nd St | Joplin | MO | 11 |
| Guaranty Bank | 1285 S Neosho Blvd | Neosho | MO | 11 |
| Guaranty Bank | 709 W Mount Vernon St | Nixa | MO | 11 |
| Guaranty Bank | 1701 W State Highway J | Ozark | MO | 11 |
| Guaranty Bank | 4343 S National Ave | Springfield | MO | 11 |
| Guaranty Bank | 2109 N Glenstone Ave | Springfield | MO | 11 |
| Guaranty Bank | 2155 W Republic Rd Ste 100 | Springfield | MO | 11 |
| Guaranty Bank | 1341 W Battlefield St | Springfield | MO | 11 |
| Guaranty Bank | 1909 W Kearney St | Springfield | MO | 11 |
| Guaranty Bank | 2006 S Glenstone Ave | Springfield | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.0
Tier 1 capital ratio
12.34%
Return on assets
0.95%
Non-performing loans
0.88%
Efficiency ratio
58.58%
Asset growth (YoY)
0.70%
Suggested direct comparisons
Springfield, MO
$446.7M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.