Total Assets
$1.5B
Total Deposits
$1.2B
Branches
20
Established
1916
Park State Bank is a bank headquartered in Duluth, Minnesota, established in 1916. It holds $1.5B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Park State Bank earns a TFS Financial Health Grade of B+ (83.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Park State BankHQ | 2630 W Superior St | Duluth | MN | 11 |
| Park State Bank | 221 Main St N | Biwabik | MN | 11 |
| Park State Bank | 101 W Lake St | Chisholm | MN | 11 |
| Park State Bank | 301 1st St Nw | Chisholm | MN | 23 |
| Park State Bank | 231 W Lake St | Chisholm | MN | 11 |
| Park State Bank | 128 N Highway 53 | Cook | MN | 11 |
| Park State Bank | 32 S River St | Cook | MN | 11 |
| Park State Bank | 120 Mount Royal Shopping Cir | Duluth | MN | 11 |
| Park State Bank | 331 N Central Ave | Duluth | MN | 23 |
| Park State Bank | 428 Nw 4th Ave | Grand Rapids | MN | 11 |
| Park State Bank | 1215 S Pokegama Ave | Grand Rapids | MN | 11 |
| Park State Bank | 4161 Haines Road | Hermantown | MN | 11 |
| Park State Bank | 2015 3rd Ave E | Hibbing | MN | 11 |
| Park State Bank | 3033 Excelsior Blvd | Minneapolis | MN | 11 |
| Park State Bank | 8401 Unity Dr | Mountain Iron | MN | 11 |
| Park State Bank | 117 Central Ave | Nashwauk | MN | 11 |
| Park State Bank | Platt Ave E | Nashwauk | MN | 21 |
| Park State Bank | 4539 Highway 53 | Orr | MN | 23 |
| Park State Bank | 88 Outer Dr | Silver Bay | MN | 11 |
| Park State Bank | 613 1st Ave | Two Harbors | MN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.3
Tier 1 capital ratio
9.89%
Return on assets
1.30%
Non-performing loans
0.92%
Efficiency ratio
48.58%
Asset growth (YoY)
5.72%
Suggested direct comparisons
Minneapolis, MN
$25.5B
$1.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.