Total Assets
$1.4B
Total Deposits
$1.2B
Branches
17
Established
1902
Citizens Alliance Bank is a bank headquartered in Clara City, Minnesota, established in 1902. It holds $1.4B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Citizens Alliance Bank earns a TFS Financial Health Grade of C- (63.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
63.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Citizens Alliance BankHQ | 55 1st St Nw | Clara City | MN | 11 |
| Citizens Alliance Bank | 631 2nd Ave W | Echo | MN | 11 |
| Citizens Alliance Bank | 860 Highway 212 W | Granite Falls | MN | 11 |
| Citizens Alliance Bank | 900 6th St | Howard Lake | MN | 11 |
| Citizens Alliance Bank | 451 Lakeview St | Lake Lillian | MN | 11 |
| Citizens Alliance Bank | 240 Spicer Avenue | Maynard | MN | 11 |
| Citizens Alliance Bank | 1406 E Highway 7 | Montevideo | MN | 11 |
| Citizens Alliance Bank | 520 Main Ave | Murdock | MN | 11 |
| Citizens Alliance Bank | 200 W Maple St | Sacred Heart | MN | 11 |
| Citizens Alliance Bank | 200 Lewis Ave S | Watertown | MN | 11 |
| Citizens Alliance Bank | 605 Dewey Blvd | Butte | MT | 11 |
| Citizens Alliance Bank | 117 Central Ave W | Cascade | MT | 11 |
| Citizens Alliance Bank | 27 A St | Drummond | MT | 11 |
| Citizens Alliance Bank | 409 3rd St Nw | Great Falls | MT | 11 |
| Citizens Alliance Bank | 503 Main St | Lincoln | MT | 11 |
| Citizens Alliance Bank | 139 E Broadway St | Philipsburg | MT | 11 |
| Citizens Alliance Bank | 3084 Highway 83 N. | Seeley Lake | MT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
63.9
Tier 1 capital ratio
9.81%
Return on assets
0.20%
Non-performing loans
1.48%
Efficiency ratio
65.55%
Asset growth (YoY)
-3.29%
Suggested direct comparisons
Saint Louis Park, MN
$5.4B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.