Total Assets
$5.0B
Total Deposits
$4.3B
Branches
17
Established
1953
TOWER is a credit union headquartered in LAUREL, Maryland, established in 1953. It holds $5.0B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TOWER earns a TFS Financial Health Grade of A- (86.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
86.6 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Laurel HeadquartersHQ | 7901 Sandy Spring Rd | Laurel | MD | Full Service |
| Annapolis | 810 Bestgate Rd | Annapolis | MD | Full Service |
| National Business Park | 300 Sentinel Dr | Annapolis Junction | MD | Full Service |
| Clarksville Branch | 6030 Daybreak Cir Ste A100 | Clarksville | MD | Full Service |
| Snowden Branch | 9021 Snowden Square Dr | Columbia | MD | Full Service |
| Ellicott City | 9150 Baltimore National Pike Ste 12 | Ellicott City | MD | Full Service |
| ECB2 | 9250 Sigaba Way | Fort Meade | MD | Full Service |
| Burgin Branch | 9824 Herczog Rd | Ft Meade | MD | Full Service |
| R&E Branch | 9840 O'Brien Road | Ft Meade | MD | Full Service |
| Gambrills Branch | 1077 State Route 3 N | Gambrills | MD | Full Service |
| Arundel Mills Branch | 7065 Arundel Mills Blvd | Hanover | MD | Full Service |
| Laurel Branch | 7901 Sandy Spring Rd | Laurel | MD | Full Service |
| FANX Branch | 840 Elkridge Landing Rd | Linthicum | MD | Full Service |
| Millersville Branch | 231 Najoles Rd | Millersville | MD | Full Service |
| Owings Mills Branch | 9207 Lakeside Blvd | Owings Mills | MD | Full Service |
| Magothy Beach Branch | 25 Magothy Beach Rd | Pasadena | MD | Full Service |
| Pasadena Branch-Ritchie Hwy | 8146 Ritchie Hwy | Pasadena | MD | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
86.6
Net worth ratio
13.99%
Return on assets
1.06%
60+ day delinquency
0.33%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.