Total Assets
$659.9M
Total Deposits
$557.6M
Branches
20
Established
1959
FIRST PEOPLES COMMUNITY is a credit union headquartered in CUMBERLAND, Maryland, established in 1959. It holds $659.9M in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FIRST PEOPLES COMMUNITY earns a TFS Financial Health Grade of A (88.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.0 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| DowntownHQ | 153 BALTIMORE ST | CUMBERLAND | MD | Full Service |
| Accident | 106 N Main St | Accident | MD | Full Service |
| Administrative Center | 15200 McMullen Hwy SW | Cresaptown | MD | Full Service |
| Cresaptown | 15304 MCMULLEN HWY SW | CRESAPTOWN | MD | Full Service |
| Industrial Boulevard | 12505 Evitts Creek Dr SE | Cumberland | MD | Full Service |
| Mechanic Street | 417 N Mechanic St | Cumberland | MD | Full Service |
| Queen City Drive | 54 QUEEN CITY DR | CUMBERLAND | MD | Full Service |
| Frostburg | 17610 OLD NATIONAL PIKE SW | FROSTBURG | MD | Full Service |
| Grantsville | 12497 NATIONAL PIKE | GRANTSVILLE | MD | Full Service |
| LaVale - National Highway | 1310 National Hwy | Lavale | MD | Full Service |
| Lonaconing | 29 MAIN ST | LONACONING | MD | Full Service |
| Oakland | 12599 Garrett Hwy | Oakland | MD | Full Service |
| Berlin | 1026 Main St | Berlin | PA | Full Service |
| Bedford Plaza | 10 Bedford Sq | Everett | PA | Full Service |
| Meyersdale | 7026 MASON DIXON HWY | MEYERSDALE | PA | Full Service |
| Somerset | 1514 N Center Ave | Somerset | PA | Full Service |
| Warfordsburg | 560 Great Cove RD | Warfordsburg | PA | Full Service |
| Keyser | 71 Plaza Dr | Keyser | WV | Full Service |
| Short Gap | 3143 Frankfort Hwy | Ridgeley | WV | Full Service |
| ABL Branch | 210 State Route 956 Bldg 600 | Rocket Center | WV | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.0
Net worth ratio
13.46%
Return on assets
1.15%
60+ day delinquency
0.25%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.