Total Assets
$433.2M
Total Deposits
$372.8M
Branches
9
Established
1948
CHESSIE is a credit union headquartered in CUMBERLAND, Maryland, established in 1948. It holds $433.2M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, CHESSIE earns a TFS Financial Health Grade of B (80.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Commerce DriveHQ | 15 Commerce Dr | Cumberland | MD | Full Service |
| Drive Thru | 122 W Union St | Cumberland | MD | Full Service |
| Greene Street | 321 Greene St | Cumberland | MD | Full Service |
| Messick Road | 12401 Messick Road SE | Cumberland | MD | Full Service |
| WMHS | 12501 Willowbrook Rd | Cumberland | MD | Full Service |
| Frostburg | 100 Bishop Murphy Dr | Frostburg | MD | Full Service |
| LaVale Office | 1308 National Hwy | LaVale | MD | Full Service |
| Grafton | 400 N Pike St | Grafton | WV | Full Service |
| Keyser | 1015 Florida Ave | Keyser | WV | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.3
Net worth ratio
13.57%
Return on assets
1.27%
60+ day delinquency
0.78%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.