Total Assets
$868.7M
Total Deposits
$689.1M
Branches
12
Established
1873
BayVanguard Bank is a bank headquartered in Baltimore, Maryland, established in 1873. It holds $868.7M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, BayVanguard Bank earns a TFS Financial Health Grade of B+ (82.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| BayVanguard BankHQ | 7114 N Point Rd | Baltimore | MD | 11 |
| BayVanguard Bank | 5525 Eastern Avenue | Baltimore | MD | 11 |
| BayVanguard Bank | 921 E Fort Ave | Baltimore | MD | 11 |
| BayVanguard Bank | 532 Eastern Blvd | Baltimore | MD | 11 |
| BayVanguard Bank | 8639 Belair Rd | Baltimore | MD | 11 |
| BayVanguard Bank | 803 Woods Rd | Cambridge | MD | 11 |
| BayVanguard Bank | 304 High St | Cambridge | MD | 11 |
| BayVanguard Bank | 8707 Commerce Dr | Easton | MD | 11 |
| BayVanguard Bank | 501 Idlewild Ave | Easton | MD | 11 |
| BayVanguard Bank | 1920 Rock Spring Rd | Forest Hill | MD | 11 |
| BayVanguard Bank | 100 Pine St | Hurlock | MD | 11 |
| BayVanguard Bank | 125 Mountain Rd | Pasadena | MD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.1
Tier 1 capital ratio
17.13%
Return on assets
1.01%
Non-performing loans
0.48%
Efficiency ratio
66.00%
Asset growth (YoY)
-3.54%
Suggested direct comparisons
Baltimore, MD
$67.3M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.