Total Assets
$1.9B
Total Deposits
$1.6B
Branches
15
Established
1854
The Lowell Five Cent Savings Bank is a bank headquartered in Tewksbury, Massachusetts, established in 1854. It holds $1.9B in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Lowell Five Cent Savings Bank earns a TFS Financial Health Grade of B+ (83.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching The Lowell Five Cent Savings Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Lowell Five Cent Savings BankHQ | 30 International Pl | Tewksbury | MA | 11 |
| The Lowell Five Cent Savings Bank | 700 Boston Rd | Billerica | MA | 11 |
| The Lowell Five Cent Savings Bank | 23 Fletcher St | Chelmsford | MA | 11 |
| The Lowell Five Cent Savings Bank | 2021 Lakeview Ave | Dracut | MA | 11 |
| The Lowell Five Cent Savings Bank | 750 Main St | Haverhill | MA | 11 |
| The Lowell Five Cent Savings Bank | 60 Fletcher Street | Lowell | MA | 11 |
| The Lowell Five Cent Savings Bank | 1095 Westford St | Lowell | MA | 11 |
| The Lowell Five Cent Savings Bank | 498 Chickering Rd | North Andover | MA | 11 |
| The Lowell Five Cent Savings Bank | 20 Groton Rd | North Chelmsford | MA | 11 |
| The Lowell Five Cent Savings Bank | 65 Groton St | Pepperell | MA | 11 |
| The Lowell Five Cent Savings Bank | 1775 Main St | Tewksbury | MA | 11 |
| The Lowell Five Cent Savings Bank | 250 Pawtucket Blvd | Tyngsboro | MA | 29 |
| The Lowell Five Cent Savings Bank | 499 Groton Rd | Westford | MA | 11 |
| The Lowell Five Cent Savings Bank | 270 Main St | Wilmington | MA | 11 |
| The Lowell Five Cent Savings Bank | 125 E Dunstable Rd | Nashua | NH | 12 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.1
Tier 1 capital ratio
12.68%
Return on assets
0.77%
Non-performing loans
1.03%
Efficiency ratio
61.71%
Asset growth (YoY)
8.39%
Suggested direct comparisons
Marlborough, MA
$28.6B
Florence, MA
$2.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.