Total Assets
$898.8M
Total Deposits
$679.6M
Branches
11
Established
1877
Mechanics Cooperative Bank is a bank headquartered in Taunton, Massachusetts, established in 1877. It holds $898.8M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Mechanics Cooperative Bank earns a TFS Financial Health Grade of B+ (81.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Mechanics Cooperative BankHQ | 316 Broadway | Taunton | MA | 11 |
| Mechanics Cooperative Bank | 72 Main St | Bridgewater | MA | 11 |
| Mechanics Cooperative Bank | 60 Bedford St | Fall River | MA | 11 |
| Mechanics Cooperative Bank | 1238 Kempton St | New Bedford | MA | 11 |
| Mechanics Cooperative Bank | 596 Somerset Ave | North Dighton | MA | 11 |
| Mechanics Cooperative Bank | 1236 County St | Somerset | MA | 11 |
| Mechanics Cooperative Bank | 201 Gar Hwy | Swansea | MA | 11 |
| Mechanics Cooperative Bank | 470 Myles Standish Blvd | Taunton | MA | 21 |
| Mechanics Cooperative Bank | 15 W Britannia St | Taunton | MA | 24 |
| Mechanics Cooperative Bank | 75 County St | Taunton | MA | 11 |
| Mechanics Cooperative Bank | 165 State Rd | Westport | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.3
Tier 1 capital ratio
12.38%
Return on assets
1.24%
Non-performing loans
0.03%
Efficiency ratio
56.06%
Asset growth (YoY)
8.21%
Suggested direct comparisons
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Stoneham, MA
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.