Total Assets
$2.9B
Total Deposits
$2.5B
Branches
25
Established
1851
BayCoast Bank is a bank headquartered in Swansea, Massachusetts, established in 1851. It holds $2.9B in total assets across 25 branch locations. In our editorial opinion, based on public FDIC/NCUA data, BayCoast Bank earns a TFS Financial Health Grade of D+ (60.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
60.4 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| BayCoast BankHQ | 330 Swansea Mall Dr | Swansea | MA | 11 |
| BayCoast Bank | 2 Locust St | Berkley | MA | 11 |
| BayCoast Bank | 714 Dartmouth St | Dartmouth | MA | 11 |
| BayCoast Bank | 299 State Rd | Dartmouth | MA | 11 |
| BayCoast Bank | 75 Alden Rd | Fairhaven | MA | 11 |
| BayCoast Bank | 20 Turner St | Fall River | MA | 11 |
| BayCoast Bank | 1485 Pleasant St | Fall River | MA | 11 |
| BayCoast Bank | 335 Stafford Rd | Fall River | MA | 11 |
| BayCoast Bank | 490 Robeson St | Fall River | MA | 11 |
| BayCoast Bank | 81 Troy St | Fall River | MA | 11 |
| BayCoast Bank | 310 Airport Rd | Fall River | MA | 11 |
| BayCoast Bank | 8 Foxborough Blvd | Foxborough | MA | 11 |
| BayCoast Bank | 1000 Ashley Blvd | New Bedford | MA | 11 |
| BayCoast Bank | 23 Elm St | New Bedford | MA | 11 |
| BayCoast Bank | 438 Spring St | North Dighton | MA | 11 |
| BayCoast Bank | 110 Taunton Ave | Seekonk | MA | 11 |
| BayCoast Bank | 921 Grand Army Hwy | Somerset | MA | 11 |
| BayCoast Bank | 554 Wilbur Ave | Swansea | MA | 11 |
| BayCoast Bank | 787 Main Rd | Westport | MA | 11 |
| BayCoast Bank | 601 Hope St | Bristol | RI | 11 |
| BayCoast Bank | 85 Sockanosset Cross Rd | Cranston | RI | 11 |
| BayCoast Bank | 2 Meeting House Ln | Little Compton | RI | 11 |
| BayCoast Bank | 1430 E Main Rd | Portsmouth | RI | 11 |
| BayCoast Bank | 78 Dorrance St | Providence | RI | 11 |
| BayCoast Bank | 1 Crandall Rd | Tiverton | RI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
60.4
Tier 1 capital ratio
8.29%
Return on assets
0.51%
Non-performing loans
1.45%
Efficiency ratio
84.34%
Asset growth (YoY)
-3.64%
Suggested direct comparisons
Rockland, MA
$25.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.