Total Assets
$1.6B
Total Deposits
$1.3B
Branches
12
Established
1854
Newburyport Five Cents Savings Bank is a bank headquartered in Newburyport, Massachusetts, established in 1854. It holds $1.6B in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Newburyport Five Cents Savings Bank earns a TFS Financial Health Grade of D (55.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
55.1 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Newburyport Five Cents Savings BankHQ | 63 State St | Newburyport | MA | 11 |
| Newburyport Five Cents Savings Bank | 43 Main St | Amesbury | MA | 23 |
| Newburyport Five Cents Savings Bank | 40 Friend St | Amesbury | MA | 11 |
| Newburyport Five Cents Savings Bank | 27 High Rd | Newbury | MA | 11 |
| Newburyport Five Cents Savings Bank | 21 Storey Ave | Newburyport | MA | 11 |
| Newburyport Five Cents Savings Bank | 7 Broadway | Salisbury | MA | 23 |
| Newburyport Five Cents Savings Bank | 6 Merrill St | Salisbury | MA | 11 |
| Newburyport Five Cents Savings Bank | 836 Central Ave | Dover | NH | 11 |
| Newburyport Five Cents Savings Bank | 141 Portsmouth Ave | Exeter | NH | 11 |
| Newburyport Five Cents Savings Bank | 321 Lafayette Rd | Hampton | NH | 11 |
| Newburyport Five Cents Savings Bank | 1390b Lafayette Rd | Portsmouth | NH | 11 |
| Newburyport Five Cents Savings Bank | 254 State St | Portsmouth | NH | 23 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
55.1
Tier 1 capital ratio
9.76%
Return on assets
0.39%
Non-performing loans
1.66%
Efficiency ratio
88.78%
Asset growth (YoY)
-2.60%
Suggested direct comparisons
Marlborough, MA
$28.6B
$1.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.