Total Assets
$7.4B
Total Deposits
$6.3B
Branches
19
Established
1892
Needham Bank is a bank headquartered in Needham, Massachusetts, established in 1892. It holds $7.4B in total assets across 19 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Needham Bank earns a TFS Financial Health Grade of C (66.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.3 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Needham BankHQ | 1063 Great Plain Ave | Needham | MA | 11 |
| Needham Bank | 1 Haverhill Rd | Amesbury | MA | 11 |
| Needham Bank | 5 Market St | Amesbury | MA | 11 |
| Needham Bank | 41 Front St | Ashland | MA | 11 |
| Needham Bank | 326 Washington St | Dedham | MA | 11 |
| Needham Bank | 60 Centre St | Dover | MA | 11 |
| Needham Bank | 520 Main St | Medfield | MA | 11 |
| Needham Bank | 400 Mystic Ave | Medford | MA | 23 |
| Needham Bank | 857 Main St | Millis | MA | 11 |
| Needham Bank | 1457 Tremont St | Mission Hill | MA | 11 |
| Needham Bank | 17 W Central St | Natick | MA | 11 |
| Needham Bank | 1063 Great Plain Ave | Needham | MA | 13 |
| Needham Bank | 66 Storey Ave | Newburyport | MA | 11 |
| Needham Bank | 458 Washington St | Wellesley | MA | 11 |
| Needham Bank | 341 Washington St | Westwood | MA | 11 |
| Needham Bank | 115 S River Rd | Bedford | NH | 11 |
| Needham Bank | 95 Portsmouth Ave | Exeter | NH | 11 |
| Needham Bank | 25 Maplewood Ave | Portsmouth | NH | 11 |
| Needham Bank | 1 Provident Way | Seabrook | NH | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.3
Tier 1 capital ratio
10.89%
Return on assets
1.01%
Non-performing loans
0.43%
Efficiency ratio
58.00%
Asset growth (YoY)
44.68%
Suggested direct comparisons
Marlborough, MA
$28.6B
$6.1B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.