Total Assets
$6.1B
Total Deposits
$5.2B
Branches
35
Established
1835
Middlesex Savings Bank is a bank headquartered in Natick, Massachusetts, established in 1835. It holds $6.1B in total assets across 35 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Middlesex Savings Bank earns a TFS Financial Health Grade of B (77.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Middlesex Savings BankHQ | 6 Main St | Natick | MA | 11 |
| Middlesex Savings Bank | 279 Main St | Acton | MA | 11 |
| Middlesex Savings Bank | 2 W Union St | Ashland | MA | 11 |
| Middlesex Savings Bank | 186 Great Rd | Bedford | MA | 11 |
| Middlesex Savings Bank | 267 Hartford Ave | Bellingham | MA | 11 |
| Middlesex Savings Bank | 629 Massachusetts Ave | Boxborough | MA | 11 |
| Middlesex Savings Bank | 150 Commonwealth Rd | Cochituate | MA | 11 |
| Middlesex Savings Bank | 64 Main St | Concord | MA | 11 |
| Middlesex Savings Bank | 899 Edgell Rd | Framingham | MA | 11 |
| Middlesex Savings Bank | 598 Worcester Rd | Framingham | MA | 11 |
| Middlesex Savings Bank | 1000 Franklin Village Dr | Franklin | MA | 11 |
| Middlesex Savings Bank | 112 Boston Rd | Groton | MA | 11 |
| Middlesex Savings Bank | 830 Washington St | Holliston | MA | 11 |
| Middlesex Savings Bank | 10 Main St | Hopkinton | MA | 11 |
| Middlesex Savings Bank | 177 Broad St | Hudson | MA | 11 |
| Middlesex Savings Bank | 308 Great Rd | Littleton | MA | 11 |
| Middlesex Savings Bank | 7 Digital Way | Maynard | MA | 11 |
| Middlesex Savings Bank | 72 Powder Mill Rd | Maynard | MA | 11 |
| Middlesex Savings Bank | 495 Main St | Medfield | MA | 11 |
| Middlesex Savings Bank | 81 Main St | Medway | MA | 11 |
| Middlesex Savings Bank | 36a Milliston Rd | Millis | MA | 11 |
| Middlesex Savings Bank | 36 Summer St | Natick | MA | 21 |
| Middlesex Savings Bank | 50 Chestnut St | Needham | MA | 11 |
| Middlesex Savings Bank | 31 N Main St | Sherborn | MA | 28 |
| Middlesex Savings Bank | 31 N Main St | Sherborn | MA | 11 |
| Middlesex Savings Bank | 162 Cordaville Rd | Southborough | MA | 11 |
| Middlesex Savings Bank | 454 Boston Post Rd | Sudbury | MA | 11 |
| Middlesex Savings Bank | 657 Main St | Walpole | MA | 11 |
| Middlesex Savings Bank | 1 Andrew Ave | Wayland | MA | 11 |
| Middlesex Savings Bank | 278 Washington St | Wellesley | MA | 11 |
| Middlesex Savings Bank | 120 Flanders Rd | Westborough | MA | 13 |
| Middlesex Savings Bank | 65 E Main St | Westborough | MA | 11 |
| Middlesex Savings Bank | 1208 Main St | West Concord | MA | 11 |
| Middlesex Savings Bank | 160 Littleton Rd | Westford | MA | 11 |
| Middlesex Savings Bank | 286 Grove Street | Worcester | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.9
Tier 1 capital ratio
13.44%
Return on assets
0.72%
Non-performing loans
0.33%
Efficiency ratio
68.19%
Asset growth (YoY)
0.77%
Rockland, MA
$25.0B
Cambridge, MA
$7.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.