Total Assets
$2.0B
Total Deposits
$1.8B
Branches
13
Established
1873
Florence Bank is a bank headquartered in Florence, Massachusetts, established in 1873. It holds $2.0B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Florence Bank earns a TFS Financial Health Grade of B- (75.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Florence Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Florence BankHQ | 85 Main St | Florence | MA | 11 |
| Florence Bank | 385 College St | Amherst | MA | 11 |
| Florence Bank | 20 George Hannum Rd | Belchertown | MA | 11 |
| Florence Bank | 705 Memorial Dr | Chicopee | MA | 11 |
| Florence Bank | 5 Main St | Easthampton | MA | 11 |
| Florence Bank | 69 Main St | Florence | MA | 23 |
| Florence Bank | 68 Pleasant St | Granby | MA | 11 |
| Florence Bank | 377 Russell St | Hadley | MA | 11 |
| Florence Bank | 176 King St | Northampton | MA | 11 |
| Florence Bank | 58 Main St | Northampton | MA | 11 |
| Florence Bank | 1444 Allen St | Springfield | MA | 11 |
| Florence Bank | 1010 Union Street Ext | West Springfield | MA | 11 |
| Florence Bank | 1 Main St | Williamsburg | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.8
Tier 1 capital ratio
12.23%
Return on assets
0.72%
Non-performing loans
0.46%
Efficiency ratio
68.27%
Asset growth (YoY)
3.79%
Suggested direct comparisons
Rockland, MA
$25.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.