Total Assets
$697.0M
Total Deposits
$550.8M
Branches
12
Established
1937
FIRST CITIZENS' is a credit union headquartered in FAIRHAVEN, Massachusetts, established in 1937. It holds $697.0M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FIRST CITIZENS' earns a TFS Financial Health Grade of B (78.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| ADMINISTRATION CTRHQ | 200 Mill Rd Ste 100 | FAIRHAVEN | MA | Full Service |
| FALMOUTH | 352 MAIN ST | FALMOUTH | MA | Full Service |
| HYANNIS | 66 FALMOUTH RD | HYANNIS | MA | Full Service |
| MASHPEE | 71 JOBS FISHING RD | MASHPEE | MA | Full Service |
| Mattapoisett | 2 Fairhaven Rd | Mattapoisett | MA | Full Service |
| DOWNTOWN NEW BEDFORD | 468 COUNTY ST | NEW BEDFORD | MA | Full Service |
| NORTH NEW BEDFORD | 570 N Front St | NEW BEDFORD | MA | Full Service |
| SOUTH NEW BEDFORD | 1341 COVE RD | NEW BEDFORD | MA | Full Service |
| ORLEANS | 6A WEST RD | ORLEANS | MA | Full Service |
| RAYNHAM | 629 SOUTH ST W | RAYNHAM | MA | Full Service |
| SOUTH DENNIS | 423 Route 134 | South Dennis | MA | Full Service |
| TAUNTON | 289 WINTHROP ST | TAUNTON | MA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.1
Net worth ratio
20.17%
Return on assets
0.76%
60+ day delinquency
0.42%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.