Total Assets
$1.0B
Total Deposits
$822.6M
Branches
10
Established
1869
Adams Community Bank is a bank headquartered in Adams, Massachusetts, established in 1869. It holds $1.0B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Adams Community Bank earns a TFS Financial Health Grade of C (67.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
67.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Adams Community BankHQ | 2 Center St | Adams | MA | 11 |
| Adams Community Bank | 93 Park St | Adams | MA | 11 |
| Adams Community Bank | 75 South St | Cheshire | MA | 11 |
| Adams Community Bank | 342 Stockbridge Road | Great Barrington | MA | 11 |
| Adams Community Bank | 545 S Main St | Lanesboro | MA | 11 |
| Adams Community Bank | 41 Park St | Lee | MA | 11 |
| Adams Community Bank | 7 Main St | Lenox | MA | 11 |
| Adams Community Bank | 31 Eagle St | North Adams | MA | 11 |
| Adams Community Bank | 660 Merrill Rd | Pittsfield | MA | 11 |
| Adams Community Bank | 273 Main St | Williamstown | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
67.7
Tier 1 capital ratio
10.34%
Return on assets
0.49%
Non-performing loans
0.40%
Efficiency ratio
76.71%
Asset growth (YoY)
-3.57%
Suggested direct comparisons
Rockland, MA
$25.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.