Total Assets
$541.4M
Total Deposits
$486.0M
Branches
9
Established
1928
Merchants & Farmers Bank & Trust Company is a bank headquartered in Leesville, Louisiana, established in 1928. It holds $541.4M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Merchants & Farmers Bank & Trust Company earns a TFS Financial Health Grade of C+ (69.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
69.3 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Merchants & Farmers Bank & Trust CompanyHQ | 501 S 5th St | Leesville | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 4743 Main St | Anacoco | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 4091 Nelson Rd | Lake Charles | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 400 S 5th St | Leesville | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 400 N 6th St | Leesville | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 3002 Colony Boulevard | Newllano | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 18625 Johnny B Hall Memorial Highway | Rosepine | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 975 Beglis Pkwy | Sulphur | LA | 11 |
| Merchants & Farmers Bank & Trust Company | 1401 Loree St | Vinton | LA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
69.3
Tier 1 capital ratio
11.17%
Return on assets
0.92%
Non-performing loans
0.70%
Efficiency ratio
68.54%
Asset growth (YoY)
3.15%
Suggested direct comparisons
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Abbeville, LA
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.