Total Assets
$397.9M
Total Deposits
$355.1M
Branches
10
Established
1972
Southern Heritage Bank is a bank headquartered in Jonesville, Louisiana, established in 1972. It holds $397.9M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Southern Heritage Bank earns a TFS Financial Health Grade of B+ (81.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Southern Heritage BankHQ | 701 Fourth St | Jonesville | LA | 11 |
| Southern Heritage Bank | 5211 Jackson St | Alexandria | LA | 11 |
| Southern Heritage Bank | 701 4th St | Alexandria | LA | 11 |
| Southern Heritage Bank | 5617 Coliseum Blvd | Alexandria | LA | 11 |
| Southern Heritage Bank | 107 Short Street | Harrisonburg | LA | 11 |
| Southern Heritage Bank | 2832 E Oak St | Jena | LA | 11 |
| Southern Heritage Bank | 4658 Main Street | Olla | LA | 11 |
| Southern Heritage Bank | 3596 Highway 28 E | Pineville | LA | 11 |
| Southern Heritage Bank | 4617 Monroe Hwy | Pineville | LA | 11 |
| Southern Heritage Bank | 9778 S Main St | Tullos | LA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.4
Tier 1 capital ratio
10.54%
Return on assets
1.70%
Non-performing loans
0.72%
Efficiency ratio
65.34%
Asset growth (YoY)
0.71%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.