Total Assets
$963.7M
Total Deposits
$850.4M
Branches
14
Established
1906
Dream First Bank, National Association is a bank headquartered in Syracuse, Kansas, established in 1906. It holds $963.7M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Dream First Bank, National Association earns a TFS Financial Health Grade of B- (74.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Dream First Bank, National Association?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Dream First Bank, National AssociationHQ | 11 N Main St | Syracuse | KS | 11 |
| Dream First Bank, National Association | 116 S Lincoln St | Arlington | KS | 11 |
| Dream First Bank, National Association | 114 N Main St | Attica | KS | 11 |
| Dream First Bank, National Association | 601 Morton St | Elkhart | KS | 11 |
| Dream First Bank, National Association | 1250 Mccoy Dr | Garden City | KS | 11 |
| Dream First Bank, National Association | 908 N Main St | Garden City | KS | 11 |
| Dream First Bank, National Association | 627 S Main St | Hugoton | KS | 11 |
| Dream First Bank, National Association | 509 N Main St | Johnson | KS | 11 |
| Dream First Bank, National Association | 300 E Santa Fe Trail Blvd | Lakin | KS | 11 |
| Dream First Bank, National Association | 1100 W Oklahoma Ave | Ulysses | KS | 11 |
| Dream First Bank, National Association | 604 Flynn St | Alva | OK | 11 |
| Dream First Bank, National Association | 105 N Grand Ave | Cherokee | OK | 11 |
| Dream First Bank, National Association | 300 W Randolph Ave | Enid | OK | 11 |
| Dream First Bank, National Association | 2519 Williams Ave | Woodward | OK | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.5
Tier 1 capital ratio
9.69%
Return on assets
1.07%
Non-performing loans
1.86%
Efficiency ratio
72.09%
Asset growth (YoY)
4.63%
Suggested direct comparisons
Kansas City, KS
$3.9B
Girard, KS
$1.1B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.