Total Assets
$617.3M
Total Deposits
$540.5M
Branches
16
Established
1985
The Bank is a bank headquartered in Oberlin, Kansas, established in 1985. It holds $617.3M in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Bank earns a TFS Financial Health Grade of B+ (84.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The BankHQ | 205 S Penn Ave | Oberlin | KS | 11 |
| The Bank | 121 S 4th St | Atwood | KS | 11 |
| The Bank | 210 S Bird Ave | Bird City | KS | 11 |
| The Bank | 1195 S Range Ave | Colby | KS | 11 |
| The Bank | 295 N Franklin Ave | Colby | KS | 11 |
| The Bank | 922 Main Ave | Goodland | KS | 11 |
| The Bank | 129 Market St. | Gorham | KS | 11 |
| The Bank | 206 Main St | Grainfield | KS | 11 |
| The Bank | 102 S Kansas Ave | Jennings | KS | 11 |
| The Bank | 314 W Holme St | Norton | KS | 11 |
| The Bank | 225 Center Ave | Oakley | KS | 11 |
| The Bank | 400 Main St | Quinter | KS | 11 |
| The Bank | 108 N Kansas Ave | Selden | KS | 11 |
| The Bank | 121 W Washington Street | St. Francis | KS | 11 |
| The Bank | 408 Main St | Victoria | KS | 11 |
| The Bank | 101 Bellview Ave | Winona | KS | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.1
Tier 1 capital ratio
11.46%
Return on assets
2.50%
Non-performing loans
3.45%
Efficiency ratio
37.89%
Asset growth (YoY)
6.82%
Suggested direct comparisons
Kansas City, KS
$3.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.