Total Assets
$268.8M
Total Deposits
$233.4M
Branches
6
Established
1899
Patriots Bank is a bank headquartered in Garnett, Kansas, established in 1899. It holds $268.8M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Patriots Bank earns a TFS Financial Health Grade of B+ (84.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Patriots BankHQ | 131 E 4th Ave | Garnett | KS | 11 |
| Patriots Bank | 840 E Main St | Gardner | KS | 11 |
| Patriots Bank | 113 S Maple St | Garnett | KS | 11 |
| Patriots Bank | 1500 S Main St | Ottawa | KS | 11 |
| Patriots Bank | 1508 Highway 59 | Princeton | KS | 11 |
| Patriots Bank | 1196 Horseshoe Bend Pkwy | Lake Ozark | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.3
Tier 1 capital ratio
9.20%
Return on assets
1.81%
Non-performing loans
0.00%
Efficiency ratio
58.27%
Asset growth (YoY)
7.61%
Wichita, KS
$6.8B
$257.7M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.