Total Assets
$719.1M
Total Deposits
$633.3M
Branches
12
Established
1908
Union State Bank is a bank headquartered in Arkansas City, Kansas, established in 1908. It holds $719.1M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Union State Bank earns a TFS Financial Health Grade of B+ (81.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Union State BankHQ | 127 S Summit St | Arkansas City | KS | 11 |
| Union State Bank | 700 N Summit St | Arkansas City | KS | 23 |
| Union State Bank | 1329 N 1st St | Arkansas City | KS | 11 |
| Union State Bank | 1212 Washington Rd | Newton | KS | 11 |
| Union State Bank | 527 N Main St | Newton | KS | 11 |
| Union State Bank | 119 W 1st St | Udall | KS | 11 |
| Union State Bank | 2327 N Ridge Rd | Wichita | KS | 11 |
| Union State Bank | 10111 E 21st St N | Wichita | KS | 11 |
| Union State Bank | 823 Main St | Winfield | KS | 11 |
| Union State Bank | 2100 Pike Rd | Winfield | KS | 11 |
| Union State Bank | 121 W 9th Ave | Winfield | KS | 23 |
| Union State Bank | 4110 Nowata Rd | Bartlesville | OK | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.1
Tier 1 capital ratio
10.25%
Return on assets
1.27%
Non-performing loans
0.19%
Efficiency ratio
69.05%
Asset growth (YoY)
6.06%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.