Total Assets
$1.5B
Total Deposits
$1.2B
Branches
14
Established
1887
First Bank Richmond is a bank headquartered in Richmond, Indiana, established in 1887. It holds $1.5B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Bank Richmond earns a TFS Financial Health Grade of C (66.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching First Bank Richmond?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Bank RichmondHQ | 20 N 9th St | Richmond | IN | 11 |
| First Bank Richmond | 200 W Main St | Cambridge City | IN | 11 |
| First Bank Richmond | 119 E Main St | Centerville | IN | 11 |
| First Bank Richmond | 2929 National Rd W | Richmond | IN | 11 |
| First Bank Richmond | 3403 E Main St | Richmond | IN | 11 |
| First Bank Richmond | 2499 Chester Blvd | Richmond | IN | 11 |
| First Bank Richmond | 601 S A St | Richmond | IN | 23 |
| First Bank Richmond | 1835 Marketplace Blvd | Shelbyville | IN | 11 |
| First Bank Richmond | 861 Yard St | Columbus | OH | 11 |
| First Bank Richmond | 138 N Sunset Dr | Piqua | OH | 11 |
| First Bank Richmond | 126 W High St | Piqua | OH | 11 |
| First Bank Richmond | 2601 Michigan St | Sidney | OH | 11 |
| First Bank Richmond | 121 S Ohio Ave | Sidney | OH | 11 |
| First Bank Richmond | 1867 W Main St | Troy | OH | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.7
Tier 1 capital ratio
10.90%
Return on assets
0.72%
Non-performing loans
1.78%
Efficiency ratio
69.12%
Asset growth (YoY)
2.83%
Suggested direct comparisons
Richmond, IN
$1.2M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.