Total Assets
$1.2B
Total Deposits
$1.1B
Branches
14
Established
2005
Two Rivers Bank & Trust is a bank headquartered in Burlington, Iowa, established in 2005. It holds $1.2B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Two Rivers Bank & Trust earns a TFS Financial Health Grade of C- (64.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Two Rivers Bank & TrustHQ | 222 N Main St | Burlington | IA | 11 |
| Two Rivers Bank & Trust | 650 E 1st St | Ankeny | IA | 11 |
| Two Rivers Bank & Trust | 909 S Roosevelt Ave | Burlington | IA | 11 |
| Two Rivers Bank & Trust | 3292 Ridgeway Dr | Coralville | IA | 11 |
| Two Rivers Bank & Trust | 3025 Ingersoll Ave | Des Moines | IA | 11 |
| Two Rivers Bank & Trust | 2501 Avenue L | Fort Madison | IA | 11 |
| Two Rivers Bank & Trust | 801 Avenue F | Fort Madison | IA | 11 |
| Two Rivers Bank & Trust | 115 Boulevard Rd | Keokuk | IA | 11 |
| Two Rivers Bank & Trust | 320 Concert St | Keokuk | IA | 11 |
| Two Rivers Bank & Trust | 105 Main St | Mediapolis | IA | 11 |
| Two Rivers Bank & Trust | 100 W Washington St | Mount Pleasant | IA | 11 |
| Two Rivers Bank & Trust | 11881 Hickman Road | Urbandale | IA | 11 |
| Two Rivers Bank & Trust | 1066 S Gear Ave | W. Burlington | IA | 11 |
| Two Rivers Bank & Trust | 504 Avenue D | West Point | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.7
Tier 1 capital ratio
9.94%
Return on assets
0.39%
Non-performing loans
1.25%
Efficiency ratio
56.27%
Asset growth (YoY)
0.49%
Suggested direct comparisons
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$11.2B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.