Total Assets
$1.8B
Total Deposits
$1.2B
Branches
14
Established
1854
Chelsea Groton Bank is a bank headquartered in Groton, Connecticut, established in 1854. It holds $1.8B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Chelsea Groton Bank earns a TFS Financial Health Grade of B (80.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Chelsea Groton BankHQ | 904 Poquonnock Rd | Groton | CT | 11 |
| Chelsea Groton Bank | 156 Willimantic Rd | Baltic | CT | 11 |
| Chelsea Groton Bank | 904 Poquonnock Rd | Groton | CT | 11 |
| Chelsea Groton Bank | 2 Water St | Mystic | CT | 11 |
| Chelsea Groton Bank | 50 N Stonington Rd | Mystic | CT | 23 |
| Chelsea Groton Bank | 1 Montauk Ave | New London | CT | 11 |
| Chelsea Groton Bank | 21 Pennsylvania Ave | Niantic | CT | 11 |
| Chelsea Groton Bank | 391 Norwich Westerly Rd | North Stonington | CT | 11 |
| Chelsea Groton Bank | 50 Town St | Norwich | CT | 11 |
| Chelsea Groton Bank | 444 W Main St | Norwich | CT | 11 |
| Chelsea Groton Bank | 55 Main St | Norwich | CT | 11 |
| Chelsea Groton Bank | 116 W Broad St | Pawcatuck | CT | 11 |
| Chelsea Groton Bank | 20 Hartford Rd | Salem | CT | 11 |
| Chelsea Groton Bank | 157 Boston Post Rd | Waterford | CT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.7
Tier 1 capital ratio
16.73%
Return on assets
1.39%
Non-performing loans
0.48%
Efficiency ratio
58.41%
Asset growth (YoY)
1.47%
Suggested direct comparisons
Danbury, CT
$3.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.