Total Assets
$1.2B
Total Deposits
$1.1B
Branches
14
Established
1987
United Security Bank is a bank headquartered in Fresno, California, established in 1987. It holds $1.2B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Security Bank earns a TFS Financial Health Grade of B- (75.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United Security BankHQ | 2126 Inyo St | Fresno | CA | 21 |
| United Security Bank | 3404 Coffee Rd | Bakersfield | CA | 11 |
| United Security Bank | 125 E Campbell Ave | Campbell | CA | 11 |
| United Security Bank | 13356 S Henderson Rd | Caruthers | CA | 11 |
| United Security Bank | 145 E Durian Ave | Coalinga | CA | 11 |
| United Security Bank | 1067 O St | Firebaugh | CA | 11 |
| United Security Bank | 119 South 6th Street | Fowler | CA | 11 |
| United Security Bank | 2151 W Shaw Ave | Fresno | CA | 11 |
| United Security Bank | 7010 N Palm Ave | Fresno | CA | 11 |
| United Security Bank | 855 M St | Fresno | CA | 11 |
| United Security Bank | 643 Quince St | Mendota | CA | 11 |
| United Security Bank | 40074 Highway 49 | Oakhurst | CA | 11 |
| United Security Bank | 21574 Manning Avenue | San Joaquin | CA | 11 |
| United Security Bank | 523 Cascade Pl | Taft | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.5
Tier 1 capital ratio
12.60%
Return on assets
0.10%
Non-performing loans
0.76%
Efficiency ratio
84.62%
Asset growth (YoY)
2.05%
Suggested direct comparisons
$357.2M
$1.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.